I am very careful with my money. I don't balance my checkbook on paper, but I am sort of like Rainman with my accounts- I know how much I have and what I have to spend, what I need for bills etc.
I always give myself a buffer of a couple of hundred dollars when paying bills, just in case something comes up. It's been a very long time since I've had to use any money in my overdraft- we aren't living paycheck to paycheck.
Anticipating a check to clear, I had been checking my account on my cellphone app- Imagine my amazement when instead of the $500 I was expecting, I see -$200 available in my account.
I get up and check my account online- in the space of an hour, five different transactions in three different countries equalling over $700 had been made to my debit card.
After the initial shock and cancellation of my card- I got weepy and then mad.
How dare you, stranger.
Who the hell are you to steal my information and use it for your own wants. I say wants because once I looked up the companies that my card was used at I was livid- it wasn't for gas or groceries- something I could console myself with by saying "Oh, they needed it more than I did"... It was spent at a shopping mall in South America, a spa in Italy and an online store in China.
Well, this is who you stole money from stranger.
A first time mom trying to save money for a safer car, someone trying to put together a nursery for her unborn son, someone trying to pay down her student loans- SOMEONE who is responsible with their money and doing their best to live right.
I'm over the seething rage, which swept in quickly after the wave of despair and tears.
I do, however, hope you get caught. I hope that you are held accountable for your horrible actions. I hope that you never have this happen to you, I hope you never have to worry how you will get through until your next payday because someone took it upon themselves to spend YOUR money on their wants and desires. I hope you never have to worry about bouncing a check to the power company because someone else spent your money on a shopping spree in another country.
I do, however, hope you get caught. I hope that you are held accountable for your horrible actions. I hope that you never have this happen to you, I hope you never have to worry how you will get through until your next payday because someone took it upon themselves to spend YOUR money on their wants and desires. I hope you never have to worry about bouncing a check to the power company because someone else spent your money on a shopping spree in another country.
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